šŸ“ˆ Asia Asset Finance PBT Surges 198% to Rs. 877.9 Mn in Q1 FY26/27

Source

• Financial Performance: Profit Before Tax (PBT) jumped 197.8% YoY to Rs. 877.9 Mn, while Profit After Tax (PAT) grew 137.0% YoY to Rs. 429.4 Mn. Net Interest Income more than doubled (+120.0%) to Rs. 1.97 Bn, driven by an 85.4% rise in Interest Income to Rs. 3.40 Bn. Net Interest Margin widened to 13.9% (vs 10.6%). • Balance Sheet & Lending: Total assets expanded by 12.3% in Q1 to Rs. 60.42 Bn. Loan portfolio grew to Rs. 50.51 Bn (+Rs. 3.51 Bn expansion), expanding access to formal financial services and driving financial inclusion in the non-banking financial services sector. • Asset Quality & Solvency: Gross Non-Performing Asset (NPA) ratio improved sharply to 7.5% (from 12.5%), while Net NPA dropped to 4.2% (from 6.6%). Capital adequacy remains well above regulatory limits, with Tier 1 at 18.96% and Total Capital at 18.85%. • Shareholder Returns: Earnings Per Share (EPS) rose to Rs. 3.46 (vs Rs. 1.46). Net Asset Value per Share rose 31.1% to Rs. 41.89, with annualized Return on Equity (ROE) reaching 34.4% and Return on Assets (ROA) at 3.0%. • Operational Growth: Expanded island-wide footprint to 120 branches by opening 5 new locations, alongside establishing a new training center in Kurunegala to enhance service capabilities.

Listen to this article

Duration: 1:58