Assetline Finance Sees Near 40% Asset Growth in 1H FY25/26 📈

• Overall Performance (1H ended 30 Sep 2025): Total Assets expanded to Rs. 72.71 Bn, representing nearly 40% growth during the first half of the financial year. • Lending & Income: The lending portfolio saw a remarkable 42% growth, reaching Rs. 60.63 Bn, driven by heightened credit demand across SME, micro-enterprise, and mobility-based segments. PBT reached Rs. 2.94 Bn, with PAT at Rs. 1.42 Bn. • Fiscal Contribution: The company contributed nearly 52% of its PBT toward government taxes during the period. • Asset Quality Improvement: Key metrics strengthened significantly year-on-year (YoY): • Gross Stage 3 Loan Ratio improved sharply to 4.0% (from 9.7% a year earlier). • Net Stage 3 Ratio improved to 1.8% (from 6.4%). • Stage 3 Impairment Coverage Ratio rose to 55.0% (from 37.9%), reflecting stronger provisioning. • Efficiency & Profitability: The Cost-to-Income Ratio improved to 39.8%, signaling enhanced operational efficiency. Return on Equity (ROE) stood at 17.1%. • Outlook: The company maintains an upgraded A rating with a Positive Outlook, affirming its strong capital position.