📈 Bank of Ceylon Reports Strong 1H 2026 Performance with Rs. 62.7 Bn PBT

• Core Financial Highlights PBT: Rs. 62.7 Bn PAT: Rs. 39.8 Bn Net Interest Income: Rs. 109.4 Bn Interest Income: Rs. 253.7 Bn (Up 4% YoY) Net Fee & Commission Income: Rs. 12.7 Bn (Up 17% YoY) Total Operating Income: Rs. 131.4 Bn (Up 9% YoY) Government Tax Contribution: Rs. 39.2 Bn • Balance Sheet & Ratios Total Assets: > Rs. 5.4 Tn Total Deposits: Rs. 4.3 Tn Gross Loans & Advances: Rs. 2.8 Tn Stage 3 Loan Ratio (Net): Improved to 5.01% Cost-to-Income Ratio: 32.67% ROA / ROE: 2.30% / 20.44% Capital Adequacy: Tier I at 13.32%, Total Capital at 17.22% • Key Focus Areas & Economic Impact Financed critical national infrastructure, SOEs, and key imports (fuel, pharmaceuticals, coal, gas) Dedicated funding for key growth drivers including SMEs, agriculture, exporters, and youth/women entrepreneurs via dedicated circles and the Agri-Banking Unit Facilitated national social programs, opening 700,000+ accounts for Aswesuma beneficiaries Accelerated adoption of digital solutions like BOC Flex and SmartPay QR while remaining the largest facilitator of inward remittances