📈 ComBank Group Deposits Cross Landmark Rs. 3 Tn Threshold in 1H 2026

The Commercial Bank of Ceylon Group has become Sri Lanka’s first private sector banking & financial services group to surpass Rs. 3 Tn in total deposits, driven by robust balance sheet expansion in the first half of 2026. • Deposit & Asset Milestones - Group deposits reached Rs. 3.02 Tn (+20.33% YoY over 12 months; up Rs. 315.13 Bn in 6 months). - Total assets expanded by 10.68% in 6 months (+19.42% YoY) to Rs. 3.74 Tn. • Lending & Revenue Growth - Gross loans and advances rose to Rs. 2.36 Tn (+36.07% YoY; up Rs. 270.43 Bn in 6 months). - Gross income increased 18.28% YoY to Rs. 209.16 Bn for 1H 2026 (Q2 alone up 24.04% to Rs. 110.16 Bn). - Net interest income grew 15.81% YoY to Rs. 79.69 Bn. • Profitability & Financial Health - Net profit after tax reached Rs. 35.42 Bn for 1H 2026 (+13.66% YoY); Q2 net profit grew 7.98% to Rs. 17.49 Bn. - Impairment provisions increased 33.44% YoY to Rs. 14.85 Bn as a prudential buffer against global volatility. - Asset quality improved, with the net Stage 3 impaired loans ratio falling to 1.38% (vs. 1.54% at end-2025). • Capital & Operational Ratios - Tier 1 Capital Ratio stood at 13.23% (regulatory minimum: 10%); Total Capital Ratio at 16.58% (regulatory minimum: 14%). - Return on Equity (ROE) improved to 20.28% (vs. 19.51% at end-2025). - Cost-to-income ratio (excl. financial taxes) improved to 27.82% (vs. 29.66% in 2025).