ComBank Posts Record 9-Month Profit & Strong Lending Momentum 📈

• Net Profit (PAT) for the Commercial Bank Group surged by an impressive 52.27% YoY to reach Rs. 48.02 Bn. for the nine months ended September 30, 2025. • Group Profit Before Tax (PBT) grew by 45.71% to Rs. 73.35 Bn. • Net Interest Income (NII) grew 16.30% to Rs. 103.48 Bn., benefiting from lower cost of funds and a static interest expense base. • Gross Loans reached Rs. 1.907 Tn., growing by Rs. 381 Bn. (25.01%) YTD, reflecting strong YoY growth of 34.60%. Q3 saw accelerated lending with a monthly average of Rs. 58.51 Bn. • Total Assets increased 12.40% YTD to Rs. 3.233 Tn., while Deposits grew 12.26% to Rs. 2.589 Tn. • Efficiency and Quality: • CASA Ratio improved to 39.92% (from 38.07% end 2024). • Impaired Loans (Stage 3) Ratio significantly improved to 1.79% (down from 4.08% a year ago). • Return on Equity (ROE) rose to 21.03%. • Impairment charges declined by 28.21% to Rs. 14.37 Bn., partly due to reduced SLISB provisioning.