📈 Commercial Credit Secures Rs. 1 Bn Subordinated Loan to Boost Tier 2 Capital

• Capital Enhancement: Commercial Credit and Finance PLC has obtained a Rs. 1 billion unsecured, redeemable subordinated loan facility to strengthen its Tier 2 capital base and ensure compliance with Central Bank capital adequacy requirements. • Facility Structure & Regulatory Approval: The loan carries a 5-year tenor. Repayment ranks behind other creditors in a wind-up scenario, allowing the Central Bank’s Department of Supervision of Non-Bank Financial Institutions to approve its inclusion as Tier 2 capital. • Market Standing: Commercial Credit holds a long-term rating of BBB+ with a Stable Outlook from Lanka Rating Agency, reflecting resilience in Sri Lanka's non-bank financial sector.