📈 DFCC Bank Maintains Balance Sheet Strength in Q1 2026

DFCC Bank reported a resilient performance for the quarter ended 31 March 2026, characterized by steady asset growth and strategic expansion despite moderated profitability due to proactive risk management. • Core Financial Highlights Group Profit After Tax (PAT): LKR 1.8 Bn (based on provisional data). Net Interest Income: LKR 8.3 Bn (up 12% YoY). Net Fee and Commission Income: LKR 1.9 Bn (up 34% YoY). Total Assets: LKR 885 Bn (up 3% YTD). • Lending & Deposit Growth Loan Portfolio: LKR 540 Bn (up 5% YTD). Total Deposits: LKR 604 Bn (up 7% YTD). CASA Ratio: Improved to 24.20% (from 23.0% in Dec 2025). • Asset Quality & Capital Stage 3 Impaired Loan Ratio: Improved to 4.18% (vs 4.55% in Dec 2025). Impairment Charges: Increased to LKR 3.2 Bn (reflecting conservative provisioning for global risks). Total Capital Adequacy Ratio: 16.09% (comfortably above regulatory norms). • Strategic Developments Retail & Wealth Banking: Integration of Standard Chartered Bank’s Sri Lanka retail operations is underway following a binding agreement. Sustainable Finance: Successfully issued a LKR 10 Bn Basel III compliant GSS+ Bond. ICT/Digital: Increased operating expenses to LKR 5.3 Bn focused on IT infrastructure and digital transformation to enhance customer scale. The bank’s performance reflects a disciplined approach to banking & finance, prioritizing long-term stability and financial inclusivity through targeted acquisitions and sustainable capital market initiatives.