DFCC Bank Posts Strong 9M FY25 Results, Driven by Credit Expansion 📈

DFCC Bank maintained robust performance for the first nine months of FY25, highlighting resilience and strategic growth: • Core Profitability: Group Profit After Tax (PAT) from continuing operations reached Rs. 8.53 Bn (up from Rs. 6.308 Bn in 9M FY24). • Total Profit: Bank PAT, including a one-off disposal gain from Acuity Partners, stood at Rs. 13.3 Bn. • Balance Sheet Growth: Total assets grew 20% to Rs. 853 Bn. • Loan & Deposit Growth: Loan portfolio expanded 26% to Rs. 495 Bn, while the deposit base increased 22% to Rs. 568 Bn, reflecting strategy to capitalise on easing rates. • Core Earnings: Net Interest Income (NII) rose 11% to Rs. 22.969 Bn. Net Fee and Commission Income surged 48% YoY to Rs. 5.281 Bn, driven by card and trade commissions. • Asset Quality: Stage 3 impaired loan ratio improved to 4.82% (from 5.65% in Dec 2024). • Strategic Initiative: Launched Sri Lanka's first Rs. 3 Bn Blue Bond initiative to finance ocean-positive SMEs and climate adaptation, reinforcing leadership in sustainable finance.