Dialog Finance PLC Reports 107% Operating Income Surge in FY2025 📈

• Financial Performance: The company achieved a strong turnaround with Operating Income reaching Rs. 2.3 Bn (+107% YoY). Operating Profit surged by 277% to Rs. 834 Mn, resulting in a Profit After Tax of Rs. 159.7 Mn (recovering from a Rs. 41.1 Mn loss in 2024). • Key Metrics: • Net Interest Income: Rs. 1.3 Bn (+72% YoY). • Total Assets: Rs. 11.9 Bn (+62% YoY). • Net Loan Book: Rs. 9.1 Bn (+77% YoY). • Deposits: Rs. 5.8 Bn (+46% YoY). • Growth Drivers: Growth was propelled by embedded lending, digital payments, and structured fee income. The fintech model utilized data-driven credit decisioning to scale services for MSMEs and individual consumers. • Strategic Highlights: The company expanded its ICT/BPM capabilities through doorstep fulfillment and a partnership with UnionPay for global payment solutions. Dialog Finance maintains a Fitch Rating of AA (lka), signaling high creditworthiness within Sri Lanka’s financial services sector.