📈 Fintrex Finance PLC Delivers 259% PAT Growth in FY2025/26

Sri Lankan non-bank financial institution Fintrex Finance PLC recorded a robust financial performance for the year ended 31 March 2026, driven by balance sheet expansion and revenue diversification. • Overall Earnings & Profitability Profit After Tax (PAT): Rs. 660.6 Mn (Up 259% YoY from the previous financial year). Gross Income: Rs. 6.74 Bn (Up 79% YoY). Net Interest Income (NII): Rs. 3.35 Bn (Up 92% YoY), with interest income up 65% to Rs. 5.76 Bn and interest expenses up 37%. Earnings Per Share (EPS): Improved significantly to Rs. 2.77 from Rs. 0.78. • Revenue Diversification Net Fee & Commission Income: Skyrocketed by 324% YoY to Rs. 950.3 Mn, helping the company reduce its concentration dependence on interest income. Impairment Provisions: Increased to Rs. 1.03 Bn, reflecting prudent provisioning alongside rapid portfolio expansion. • Balance Sheet & Capital Position Total Assets: Expanded by 45% YoY to Rs. 31.4 Bn. Loans & Advances: Surged 76% YoY to Rs. 19.46 Bn. Lease receivables grew by 8%. Customer Deposits: Increased by 33% YoY to Rs. 12.92 Bn, while borrowings rose 63% to Rs. 11.94 Bn. Total Equity: Rose 36% to Rs. 4.39 Bn, supported by a Rs. 500 Mn share issue which raised stated capital to Rs. 2.87 Bn, and a 172% increase in retained earnings. _Note: Figures are based on financial data reported for the period ending 31 March 2026._