HNB Finance 9M PAT Surpasses Rs. 1 Bn for First Time 📈

HNB Finance PLC has achieved a historic milestone, reporting a Profit After Tax (PAT) of Rs. 1.15 Bn for the nine months ended 31 December 2025, a massive 152% YoY increase. • Overall Performance The company's Profit Before Tax (PBT) surged by 209% YoY to reach Rs. 1.88 Bn. This growth was driven by a 35% increase in gross income (Rs. 12.93 Bn) and a 52% rise in net interest income (Rs. 6.03 Bn), reflecting strong earnings traction across its portfolio. • Sector & Portfolio Growth The company saw significant expansion in its lending activities compared to March 2025: • Leasing portfolio: Increased by 81% to Rs. 48.5 Bn. • Gold Loans book: Grew by 52% to Rs. 13.6 Bn. • Gross Loan Portfolio: Expanded by 53% to Rs. 77.2 Bn, effectively capturing market share from competitors. • Assets and Funding The total asset base grew by 46% to Rs. 85.6 Bn. This growth was primarily funded by a 45% increase in deposits, which rose to Rs. 61.0 Bn, underscoring a robust deposit franchise and public trust in the NBFI sector. The leadership noted that the company is scaling to become a systemically important non-bank financial institution, focusing on prudent risk management and operational discipline to support the wider Sri Lankan economy.