š HNB Finance Records Exceptional FY 2025/26 Growth as PAT Doubles
HNB Finance PLC has reported a strong performance for FY 2025/26, driven by significant expansion across its core business segments and improved asset returns. ⢠Financial Performance: Profit After Tax (PAT) surged by 120% YoY to Rs. 1.68 Bn, building on the momentum of crossing the Rs. 1 Bn mark in the first nine months. Profit Before Tax (PBT) rose to Rs. 3.9 Bn from Rs. 2.2 Bn in FY 2024/25. ⢠Balance Sheet & Returns: Total assets grew by 61% to Rs. 94.4 Bn, while net assets increased by 22% to Rs. 9.3 Bn. Return on Assets (ROA) improved to 2.2% (from 1.37%), and Return on Equity (ROE) strengthened to 19.96% (from 11.54%). ⢠Portfolio Growth: The total lending portfolio expanded by 70% to Rs. 76.3 Bn. This was led by a notable 98% growth in the leasing portfolio to Rs. 51 Bn and an 80% increase in gold loans to Rs. 16 Bn, highlighting the company's expanding role in providing accessible financial solutions within Sri Lanka's NBFI sector.