HNB Hits Rs. 2.5 Trillion Asset Milestone in Strong 1Q 2026 📈

Hatton National Bank (HNB) recorded a resilient start to 2026, driven by disciplined balance sheet expansion and stable asset quality despite global and local economic volatility. • Overall Performance • Profit After Tax (PAT): Rs. 9.95 Bn (Bank); Rs. 10.35 Bn (Group). • Total Assets: Surpassed the Rs. 2.5 Tn milestone. • Total Operating Income: Rs. 36.1 Bn, reflecting a 17.2% YoY growth. • Key Financial Drivers • Net Interest Income (NII): Rs. 26.9 Bn, up 13.5% YoY. • Net Interest Margin (NIM): Expanded to 4.45% from 4.26%. • Net Fee & Commission Income: Rs. 6.8 Bn, a sharp 40.9% YoY increase, fueled by the leasing segment, cards, and digital solutions. • Lending & Deposits • Gross Loans & Advances: Reached Rs. 1.6 Tn (increased by Rs. 113.8 Bn in 1Q). • Deposits: Crossed the Rs. 2.0 Tn mark (up by Rs. 61.7 Bn in 1Q). • Sector Focus: Sustained support for SMEs, microfinance, and agriculture-related lending. • Stability & Risk • Asset Quality: Net Stage 3 ratio remains stable at 1.18% with a strong 73.29% provision coverage. • Impairment: Rs. 2.6 Bn provisioned in 1Q 2026, reflecting a cautious risk stance. • Liquidity: All-Currency Liquidity Coverage Ratio at 194.44%, well above regulatory minimums. _Source: Based on HNB 1Q 2026 interim financial data._