📈 Janashakthi Life secures A- Credit Rating amidst Strong Financial Growth

Lanka Rating Agency (LRA) has awarded Janashakthi Life an A- credit rating, confirming its robust governance, stability, and strong financial position in the insurance sector. • Q2 YTD 2025 Financial Performance: • Gross Written Premium (GWP): Increased 27% YoY to Rs. 3.77 Billion. • Net Profit: Surged 70% YoY to Rs. 1.32 Billion (up from Rs. 777 Million). • First-Year Premiums: Recorded significant 61% YoY growth. • Regular Long-Term Business: Rose by 32%. • Market Position & Stability: • Total Assets climbed to Rs. 40 Billion by end-June 2025. • Outpaced the industry as the fastest-growing insurer in Q1 2025 with 49% GWP growth. • Risk-based Capital Adequacy Ratio and investment yields consistently exceed industry benchmarks, highlighting strong risk management and organic capital generation. • The company aims to achieve an industry-leading expense ratio within the next 2–3 quarters, reinforcing operational efficiency.