📈 LB Finance Surpasses Rs. 25 Bn Pre-Tax Profit Milestone in FY26

Sri Lankan non-bank financial giant LB Finance PLC reported landmark financial results for the year ended 31 March 2026, driven by rapid portfolio expansion and the strategic acquisition of Associated Motor Finance Company PLC (AMF). • Overall Financial Figures: Pre-Tax Profit grew 22% YoY to Rs. 25.01 Bn. Profit After Tax (PAT) rose 27% YoY to Rs. 13.67 Bn. Total Income increased 28% to Rs. 60.04 Bn (Interest income: Rs. 51.81 Bn; Fee income: Rs. 7.91 Bn). Return on Average Equity (ROE) improved to 24%. Dividend declared at Rs. 8.20 per share. • Portfolio & Balance Sheet Growth: Lending portfolio expanded by 58% to Rs. 312.66 Bn. Total Assets rose 64% to Rs. 395.33 Bn (Group assets reached Rs. 415.57 Bn). Customer deposits increased by 25% to Rs. 173.33 Bn, while bank borrowings reached Rs. 102.97 Bn. • Sector & Operational Highlights: The AMF acquisition added Rs. 17.2 Bn in loans, strengthening the Group's motor bike financing footprint. The newly launched MSME targeted 'Sanmitha Small Business Loans' reached a book of Rs. 1.7 Bn. Flagship digital platform 'LB CIM' processed over Rs. 316 Bn across 6 million transactions. Cost-to-income ratio improved to 30.52% (from 32.58%). • Asset Quality & National Contribution: Gross Non-Performing Accommodation Ratio improved significantly to 1.35% (down from 2.25%). Contributed Rs. 13.72 Bn in direct and indirect taxes to the Sri Lankan Government. • Global Expansion: Alongside existing microfinance operations in Myanmar, regulatory approvals are nearing completion for an upcoming entry into the Philippines market.