📈 LCB Finance Sees Record Half-Year Growth! 🚀

LCB Finance PLC has reported stellar interim results for H1 FY2025/26, driven by strong portfolio expansion and cost management. • Profitability: Profit Before Tax (PBT) surged to Rs. 298.32 Mn for the six months ended 30 Sept 2025, a significant jump from Rs. 65.8 Mn in the same period last year. • Operational Efficiency: Cost-to-income ratio maintained at a lean 49%. • Balance Sheet Growth: Total assets reached nearly Rs. 10.4 Bn, up 12.19% since March 2025. • Shareholder Value: Net asset value per share rose to Rs. 4.02 from Rs. 3.95 in March 2025. Future Outlook: • Expansion: Plans to expand branch network to 25 branches. • Portfolio Diversification: Focus on lease and gold loan products, alongside aggressive marketing of deposit products. • Targeted Solutions: Eyeing the co-operative sector with tailored financial offerings. • Cost Management: Aiming to reduce funding costs via improved collections and operational efficiency. Management is confident in achieving the company's best-ever financial results by the end of FY2025/26.