📈 LOLC Finance Roars in 1H 2025: PAT Jumps 72%

• Profit After Tax (PAT) surged to Rs. 14 billion for the six months ending 30 Sept 2025, marking a sharp 72% year-on-year growth (vs. Rs. 8.1 Bn in the previous year). • The strong earnings performance was underpinned by higher net interest income, effective cost management, and a significant reduction in impairment charges. • The Gross Lending Portfolio expanded by 18% to Rs. 360.2 billion, while Customer Deposits grew by 6% to Rs. 238.6 billion. • Total Assets rose 8% to Rs. 466.3 billion, demonstrating solid balance sheet growth. • LOLC Finance maintains a dominant position in the NBFI sector, accounting for 36.3% of industry profits and 20.6% of assets. • The company drives financial inclusion by empowering sectors like SME, agriculture, Personal finance, working capital, and vehicle financing, supported by its digitalisation and AI strategy. • Lanka Rating Agency has further solidified market strength by upgrading the entity rating to A+ (Stable).