Nations Trust Bank Records 12% YoY Profit Growth in 1Q 2026 📈

Nations Trust Bank PLC (NTB) reported a strong start to the 2026 financial year, driven by steady asset growth and the strategic expansion of its retail banking footprint. • Financial Performance Overview: • Profit After Tax (PAT): LKR 4.6 Bn (↑ 12% YoY). • Earnings Per Share: LKR 13.72 (vs. LKR 12.25 in 1Q 2025). • Return on Equity (ROE): 18.98%. • Net Interest Margin (NIM): 5.66%. • Lending & Asset Quality: • Loan Book Growth: LKR 41.3 Bn (↑ 10% YoY). • Net Stage 3 Ratio: 1.10%, reflecting prudent risk management. • Momentum supported by growth in consumer, commercial, and corporate segments. • Capital & Strategic Expansion: • Tier 1 Capital Ratio: 17.31% (Regulatory min: 8.5%). • Total Capital Adequacy Ratio: 18.41% (Regulatory min: 12.5%). • Acquisition: Successfully integrated HSBC’s Sri Lanka retail business on May 1st, adding ~230,000 accounts and 343 staff members, significantly boosting NTB’s presence in the premium banking and credit card markets. • Outlook: The bank remains focused on digital empowerment and supporting key economic sectors through its market leadership in the premium segment as the sole acquirer of American Express in Sri Lanka.