📈 Over 80% of Rs. 95 Bn Concessionary Credit Package Utilised by Early 3Q 2026

The Development Finance Department of the Finance Ministry reported that over Rs. 75 Bn of the ~Rs. 95 Bn allocation for MSMEs and agriculture has been utilised. Higher financial allocations are being considered for 2027. • Overall Sector Breakdowns: • MSME Schemes: Rs. 37.58 Bn extended (68.5% of Rs. 54.89 Bn allocation) across 6,832 borrowers. • RE-MSME PLUS: Rs. 25.99 Bn disbursed (101% of allocation) to 2,645 beneficiaries. • Disaster Relief Loan Scheme: Rs. 8.06 Bn (87% of allocation) given to 3,966 micro/small enterprises affected by Cyclone Ditwah. • SME Development Finance Project: Rs. 3.53 Bn extended to 221 beneficiaries. • NPL & Debt Restructuring: Rs. 235 Mn in working capital issued to 70 NPL-affected entities; 342 MSMEs resumed operations via restructuring. • Agriculture Sector Performance: • Agricultural Credit: Rs. 38.02 Bn extended (93% of Rs. 40.8 Bn allocation). • Rural Credit Scheme: Rs. 25.94 Bn (104% of allocation) disbursed across 50,125 beneficiaries covering 34 crops. • Pledge Loan Scheme for Rice Millers/Cooperatives: Rs. 11.56 Bn (77% of allocation) issued, financing ~70,000 MT of paddy. • Key Highlights & Regional Impact: • National Credit Guarantee Institution: Guarantees of Rs. 9.65 Bn issued for 2,143 loans valued at ~Rs. 14 Bn. • Regional Distribution: Over 70% of total lending reached areas outside the Western Province (notably Anuradhapura, Polonnaruwa, Jaffna, Hambantota). • Targeted Inclusivity: SME revolving scheme mandates 20% of loans for women entrepreneurs and 20% for youth.