📈 Pan Asia Bank 9M 2026 PAT Rises 19% to Rs. 3.59 Bn

Pan Asia Banking Corporation PLC delivered strong 9M 2026 financial results driven by robust core lending, deposit growth, and improving credit quality in Sri Lanka's banking & financial services sector. • Financial Performance & Earnings: - Net Profit After Tax (PAT): Rs. 3.59 Bn (+19% YoY) - Net Interest Income: Rs. 10.68 Bn (+12% YoY) - Net Fee & Commission Income: Rs. 2.18 Bn (+17% YoY) - Operating Profit before Taxes: Rs. 6.24 Bn (+9% YoY) - Earnings Per Share (EPS): Rs. 8.12 (+19% YoY) • Balance Sheet & Growth: - Total Assets: Expanded 22% to Rs. 374.45 Bn - Net Loans & Advances: Rs. 243.45 Bn (+17% YoY), supported by demand in corporate, SME, and retail lending - Customer Deposits: Rs. 274.89 Bn (+19% YoY) • Asset Quality & Profitability: - Gross Stage 3 Loan Ratio: Improved to 3.67% (from 4.62%) - Net Stage 3 Loan Ratio: Improved to 1.44% (from 1.73%) - Net Interest Margin (NIM): 4.16% - Return on Equity (ROE): 15.25% - Return on Assets (ROA before tax): 1.83% • Capital & Liquidity: - Total Capital Ratio: 15.67% (well above regulatory requirements) - All Currency Liquidity Coverage Ratio: 138.98%