📈 Pan Asia Bank Achieves Record Q1 2026 Growth

Pan Asia Banking Corporation PLC reported its highest-ever quarterly growth in deposits and advances for Q1 2026, maintaining strong momentum despite global macroeconomic volatility. • Core Financial Highlights • Profit Before Tax (PBT): Rs. 1.65 Bn (+13% YoY) • Profit After Tax (PAT): Rs. 1.05 Bn (+3% YoY) • Net Interest Income: Rs. 3.41 Bn (+12% YoY) • Net Fee & Commission Income: Rs. 0.77 Bn (+55% YoY) • Record Balance Sheet Expansion • Total Assets: Rs. 334.61 Bn (+9%) • Gross Loans & Advances: Rs. 239.49 Bn (+10%), driven by SME, Corporate, and Retail demand. • Customer Deposits: Rs. 254.19 Bn (+10%), marking the strongest quarterly mobilization to date. • CASA Ratio: Improved to 22.63% from 20.18%, lowering funding costs. • Credit Quality & Efficiency • Stage 3 Loan Ratio: Improved to 1.57% (from 1.73%), among the lowest in the banking sector. • Impairment Charges: Declined by 93% due to significant Stage 3 reversals and improved recoveries. • Cost-to-Income: Increased slightly by 114 bps, primarily due to one-off personnel cost adjustments. • Capital & Liquidity (Provisional) • The bank remains highly liquid with a Total Capital Ratio of 16.43% (vs. 12.50% regulatory minimum) and a Rupee Liquidity Coverage Ratio of 192.98%. _Note: Based on interim financial data for the quarter ended March 31, 2026._