📈 Pan Asia Bank Surpasses Rs. 300 Bn Asset Milestone in 2025

Pan Asia Bank reported its strongest underlying performance in its 30-year history for the financial year 2025, driven by massive balance sheet expansion and improved credit quality. • Overall Financials • Total Assets: Rs. 308.02 Bn (↑ 17% YoY) • Profit After Tax (PAT): Rs. 4.01 Bn (Normalised PAT ↑ 35% YoY) • Earnings Per Share (EPS): Rs. 9.05 • Total Operating Income: Rs. 16.00 Bn • Lending & Deposits • Gross Loan Book: Rs. 217.12 Bn (↑ 35% YoY), led by retail, SME, and corporate demand. • Customer Deposits: Rs. 231.04 Bn (↑ 21% YoY). • Net Fee Income: Expanded by 37% due to trade flows and remittance-related business. • Asset Quality & Efficiency • Stage 3 Loan Ratio: Improved significantly to 1.73% (from 3.10%). • Cost to Income Ratio: Reduced to 48.94% (from 52.68%) via digital automation. • Capital Adequacy: Total Capital Ratio at 18.27%, well above regulatory norms. The bank successfully navigated declining interest rates by optimizing its deposit mix and retiring high-cost borrowings, reinforcing its role in financial services and Sri Lanka’s broader economic recovery.