📈 People’s Bank Achieves Historic Rs. 40.2 Bn Profit

People’s Bank has reported its strongest financial performance to date for the year ended 31 December 2025, marked by record-breaking profit and asset growth despite external challenges such as Cyclone Ditwah. • Overall Figures: Standalone Profit After Tax (PAT) reached an all-time high of Rs. 40.2 Bn. Consolidated Group PAT stood at Rs. 43.5 Bn. Group total assets surpassed a historic Rs. 4 Tn milestone. Total loans and advances for the Group reached Rs. 2 Tn. • Key Financial Indicators: Operating income rose by 32.5% to Rs. 165.8 Bn. Net Interest Income (NII) grew 32.8% to Rs. 142.4 Bn. Net Interest Margin (NIM) improved to 4.1% (from 3.4% in 2024). Rupee Liquidity Coverage Ratio maintained at a robust 263.3%. • Sector & Strategic Highlights: Shift in operating model to expand private-sector business alongside traditional roles. Significant progress in ICT/Digital Banking with over 4 million subscribers on digital platforms. Continued focus on MSMEs and grassroots entrepreneurship to drive financial inclusion and national economic progress. Maintained strong capital buffers with a Total Capital Adequacy Ratio of 16.5%, well above regulatory requirements.