People's Bank Records Best-Ever 9M Profit 📈

• People's Bank (Solo) posted a record-breaking Profit Before Tax (PBT) of Rs. 43.7 Bn for the nine months ended Sep 2025. • Standalone Profit After Tax (PAT) also reached an all-time high of Rs. 28.8 Bn. • Core Earnings: Solo Operating Income saw a substantial 99.4% increase, reaching Rs. 121.9 Bn. • Net Interest Income nearly doubled to Rs. 103.9 Bn, improving Net Interest Margin to 4.0% (from 3.4% in Dec 2024). Net Fees and Commissions hit a 9M record of Rs. 12.2 Bn. • Balance Sheet: Total Solo Assets expanded to Rs. 3.6 Tn, Deposits to Rs. 3.2 Tn, and Net Loans to Rs. 1.6 Tn. • Capital Adequacy Ratio is strong at 16.0% (Total Capital), with the Rupee Liquidity Coverage Ratio at 287%. • The Group's consolidated PAT reached Rs. 30.5 Bn, with operating income growing 85% and consolidated assets at Rs. 3.9 Tn. • The bank is undergoing a strategic shift, increasing its focus on competing for private-sector business over traditional State-sector financing. • Digital platforms recorded 5.7 million onboardings by end-Sep 2025.