📈 PMF Finance Reports 140% Surge in Nine-Month Profit

PMF Finance PLC has showcased strong growth momentum for the nine months ended 31 December 2025, driven by a significant expansion in its loan book and improved margins within the financial services sector. • Financial Performance Highlights • Gross Income: Rs. 3.84 Bn (up 24.2% YoY). • Net Interest Income: Rs. 2.17 Bn (up 46.5% YoY). • Profit Before Tax (PBT): Rs. 456.7 Mn (up 139.5% YoY). • Net Profit: Rs. 266.1 Mn (up 39.4% YoY). • Earnings Per Share (EPS): Increased to Rs. 0.66 from Rs. 0.47. • Balance Sheet & Solvency • Total Assets: Rs. 23.08 Bn (up 6.8% since March 2025). • Loans and Advances: Rose by 13.4% to Rs. 19.47 Bn. • Equity: Strengthened by 8.7% to Rs. 3.31 Bn. • Debt-to-Equity: Improved to 5.74x from 5.93x, reflecting prudent leverage. • Market & Investor Outlook • Share Price: Closed at Rs. 14.00, nearly doubling from Rs. 7.90 YoY. • Ownership: Sterling Capital Investments Ltd. remains the dominant shareholder (81.6%), followed by Peoples Bank (8.3%). • Strategy: The results reflect resilient growth in core lending and improved asset quality, positioning the firm for further 2026 expansion. _Note: Based on provisional nine-month financial data._