Record Performance and Strategic Expansion: DFCC Bank Delivers Landmark 2025 📈

DFCC Bank reported record-breaking financial results for the year ended 31 December 2025, driven by aggressive loan growth and a transformative acquisition. • Profitability & Growth • Bank Profit After Tax (PAT) reached LKR 16 Bn (including a gain from the disposal of Acuity Partners). • Group PAT from continuing operations rose 32% YoY to LKR 11.23 Bn. • Total Assets grew by 22% to LKR 857 Bn, while the loan portfolio surged 31% to LKR 516 Bn. • Strategic Milestones • Signed a binding agreement to acquire the Wealth and Retail Banking operations of Standard Chartered Bank Sri Lanka for LKR 3.7 Bn, significantly scaling its retail franchise. • Issued Sri Lanka’s first listed Blue Bond (LKR 3 Bn), which was oversubscribed, targeting sustainable marine and water-related projects. • Sector & Operational Highlights • Net Fee and Commission Income jumped 48% to LKR 7.3 Bn, fueled by remittances, trade, and credit cards. • Asset quality improved with the Stage 3 impaired loan ratio dropping to 4.55% (from 5.63%). • Strong liquidity maintained with a Total Capital Adequacy Ratio of 15.93% and a 20% growth in the CASA portfolio. • Shareholder Returns • Final dividend of LKR 7.50 per share approved (LKR 2.50 cash and LKR 5.00 scrip), representing a 32% payout ratio.