📈 Sampath Bank Launches AI-Driven Lending Ecosystem

Sampath Bank PLC has introduced a fully integrated, AI-powered lending framework, marking a significant shift toward data-led financial solutions in Sri Lanka. The system enables paper-light loan approvals within seconds via the Vishwa digital platform. • Digital Lending & Speed: Existing eligible customers can now access instant loans without documentation, collateral, or guarantors. New-to-bank customers benefit from accelerated branch-level approvals using external credit insights and automated assessments. • Leasing & SME Support: The bank has enhanced its leasing framework with simplified income models and reduced turnaround times. For the SME sector, AI tools analyze transaction flows and cash patterns to provide fairer, more transparent funding based on true business performance rather than subjective assessment. • Risk & Inclusion: The transformation focuses on financial inclusion and responsible lending. By using advanced analytics, the bank maintains strict risk discipline and objective creditworthiness evaluations across its retail and commercial segments. • Strategic Impact: This move reinforces Sampath Bank’s leadership in the ICT/BPM integration within banking, aiming to improve credit accessibility and operational efficiency across the national economy.