Sampath Group Surpasses Rs 2 Tn Asset Milestone in 2025 📈
The Sampath Group achieved record-breaking financial results for the year ended 31st December 2025, driven by aggressive loan book expansion and strategic asset reallocation. • Overall Financial Performance • Group PAT: Rs 32.6 Bn (↑ 13% YoY) • Group PBT: Rs 53.0 Bn (↑ 8% YoY) • Total Asset Base: Surpassed Rs 2.0 Tn (↑ 12% YoY) • Dividend: Recommended final cash dividend of Rs 10.30 per share. • Bank Highlights & Lending • Gross Loans: Reached Rs 1.2 Tn, expanding by Rs 259 Bn (↑ 27% YoY). • Net Fee Income: Rs 21.2 Bn (↑ 21% YoY), fueled by higher card usage and economic activity. • Asset Quality: Stage 3 loans improved significantly to 9.6% from 13.7% in 2024. • Capital Adequacy: Total Capital Ratio stood at 17.65%, well above regulatory norms. • Strategic Shifts & Operations • Interest Income: Totaled Rs 181.1 Bn (↓ 1% YoY) as the bank shifted focus from government securities to high-growth lending in the SME and corporate sectors. • Profitability (ROE): Improved to 17.93% (2024: 17.74%). • New Initiatives: Established a new wealth management company in early 2026 and launched the country’s first Green Fixed Deposit framework.