Seylan Bank Reports LKR 6.1 Bn PAT in H1 2026, Up 10.8% YoY 📈

• Financial Performance • Profit After Tax (PAT): LKR 6.1 Bn (+10.78% YoY) • Profit Before Tax (PBT): LKR 9.3 Bn (+10.10% YoY) • Total Operating Income: LKR 25.5 Bn (+13.34% YoY) • Net Interest Income: LKR 19.6 Bn (+10.12% YoY) • Net Fee-Based Income: LKR 4.7 Bn (+20.85% YoY) • Total Assets: LKR 976 Bn (up from LKR 921 Bn) • Growth Drivers & Income Sources • Fee growth was driven by cards, remittances, trade, and loans & financial services. • Foreign exchange gains from expanded trade activity boosted other income, offsetting reduced mark-to-market gains on government securities and equity. • The results reinforce stability across banking and financial services. • Balance Sheet & Asset Quality • Loans & Advances: LKR 650 Bn (up from LKR 600 Bn) • Customer Deposits: LKR 771 Bn (up from LKR 733 Bn) | CASA Ratio: 27% • Impaired Loans (Stage 3) Ratio: 1.03% | Stage 3 Cover Ratio: 85.26% • Return on Equity (ROE): 14.74% | Earnings Per Share: LKR 9.57 • Expenses & Capital Position • Operating expenses rose 14.23% to LKR 12.3 Bn due to staff salary revisions and consumable costs. • Total Capital Ratio: 15.56% | Rupee LCR: 175.88%