📈 Softlogic Life Surpasses Rs. 40 Bn GWP in FY25

Softlogic Life has delivered a landmark performance for the fiscal year ended December 31, 2025, doubling key financial metrics over a four-year period and solidifying its position as a market leader. • Overall Financials: • Gross Written Premium (GWP): Rs. 40.1 Bn (up 27% YoY). • Profit After Tax (PAT): Rs. 4.7 Bn. • Return on Equity (ROE): 39% (10-year average: 32.4%). • Earnings Per Share (EPS): Rs. 14.79. • Market Position & Growth: • Market Share: Now stands at 18.4% following the acquisition of Allianz Life Insurance Lanka. • GWP Growth: Surged from Rs. 20 Bn in 2021 to Rs. 40 Bn in 2025. • 10-Year CAGR: 26%, significantly outperforming the industry average of 16%. • Operational Highlights: • Health Insurance: Reinforced as the nation’s largest health insurer, covering 1.3 million lives via 840,000 policies. • Claims Paid: Totaled Rs. 19.4 Bn, with 90% of claims settled within one day via an AI-driven platform. • Capital Strength: Capital Adequacy Ratio (CAR) remains robust at 245%, well above the 120% regulatory requirement. • Strategic Developments: • Secured a US$ 15 Mn long-term investment from Norfund and OP Finnfund to support microinsurance and inclusive protection. • Successfully integrated Allianz Life Insurance Lanka, enhancing scale and customer reach.