📈 Sri Lanka Financial Sector Growth via Digital Transformation

• Strategic Ambitions: Aligns with the National Digital Economy Strategy 2030, targeting a US$ 15 Bn digital economy and 95% digital literacy by 2030 (currently at 65%). • Role of Banking: Digital transformation is highlighted as a core economic agenda to rebuild trust, reduce operational costs, and boost resilience across banking & financial services. • AI & Data Intelligence: Modern financial services must shift beyond simple process digitisation toward trusted AI, connected data, and customer-centric intelligence. • Ecosystem Lessons from India: Adopting a unified Digital Public Infrastructure model—similar to India's UPI processing over 18 Bn monthly transactions—can drive scale and inclusion across FinTech and rural communities. • Future Priorities: Transition banks into engines of national growth by combining governance, digital literacy, and data intelligence to convert economic resilience into competitiveness.