Union Bank Delivers 52% PBT Growth for 9M 2025 📈

• Union Bank posted a strong Profit Before All Taxes (PBT) of LKR 1.18 Bn for the nine months ended Sept 2025, an impressive 52% increase compared to the previous year. • Profit After Tax (PAT) surged by an exceptional 194% to LKR 343 Mn. Key Income Drivers: • Gross Income rose 7% to LKR 13.20 Bn. • Net Interest Income (NII) grew a healthy 11% to LKR 3.98 Bn, supported by strong loan growth. • Net Fee & Commission Income saw outstanding 39% growth, driven by higher transactional volumes, digital utilization, and trade services. Balance Sheet & Strategy: • Total Assets expanded robustly by 17% to LKR 171.86 Bn. • Loans and Advances increased remarkably by 32% to LKR 107.59 Bn. • Customer Deposits grew 8% to LKR 111.90 Bn, reflecting rising customer confidence. • The financial sector institution maintained a stable NPL ratio, underscoring robust credit risk management. • The Bank plans to raise up to LKR 3 Bn through Tier II debentures to further reinforce its capital base and support future business expansion.